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If you are shopping online and can't find the APR and the finance charge, visit lenders in person. You can apply online 24/7 and the application process takes just a few minutes. Easy, Quick Loans it's simple to apply and all online. Loans in Texas Payday loans in rayne la by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. Online payday loans are perfect for anyone that needs extra cash but finds getting to a store inconvenient or difficult. The application may ask for your name, address, phone number, date of birth, Social Security number, bank or credit card account number, annual income, and more. In Washington, Nevada and California, it is a requirement that we verify income documentation before we finish processing your payday loan application. There may also be additional fees for extending or renewing a loan. Cash Payday loans in rayne la times may vary based on your banking requirements.