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Some banks may offer short-term loans for small amounts at competitive rates. Failing to repay a loan on time, without extending or renewing it, could result in additional fees, increased interest rate, or collection actions, and could negatively impact your credit rating. We won’t sell your details to anyone except the lender you're matched with. A same day payday loan is a loan that can be processed and approved the same day an application is submitted — in as little as a few minutes. The bank account in turn is needed because that is how the money is going to be transferred. YOU AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. We work with lenders that offer different types of quick loans over different amounts of times, including online payday loans, personal loans and line of credit loans. Most lenders allow you to have Installment loans new jersey deducted Installment loans new jersey from your bank account.