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Before taking on a loan, it's of the utmost importance that you make sure you don't have another option. Rent or utility coverage When you can’t make the rent or cover your utility bills, a Payday Loan could be the Fast secure payday loans Requirements for Fast Cash Advance Loans Risks of Sharing Your Personal Information. Before you sign any loan agreement, you'll see exactly how much you're eligible to borrow and the exact size of your monthly repayments. Refinancing a Loan – We do not automatically refinance any of our loans or credit services transactions. Instead, the lenders made multiple withdrawals from the borrowers' bank accounts and assessed a new finance fee each time. If you need a short term loan, you may be tempted by ads touting online payday loans. Just getting all the necessary paperwork would eat up a great amount of your time.